[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.harcov.cz\/jeden-nebo-dva\/#Article","mainEntityOfPage":"https:\/\/www.harcov.cz\/jeden-nebo-dva\/","headline":"Jeden nebo dva","name":"Jeden nebo dva","description":"Jen mal\u00e9 procento obyvatel (statistiky uv\u00e1d\u00ed pouh\u00e1 t\u0159i procenta) nem\u00e1 veden\u00fd \u00fa\u010det u \u017e\u00e1dn\u00e9ho z\u00a0pen\u011b\u017en\u00edch \u00fastav\u016f v\u00a0\u010cesk\u00e9 republice. Jen m\u00e1lo klient\u016f z\u00a0n\u011bjak\u00e9ho d\u016fvodu zm\u011bnilo bankovn\u00ed \u00fastav zcela, v\u011bt\u0161ina vyu\u017eila jen n\u011bkter\u00e9 z\u00a0mnoha v\u00fdhodn\u011bj\u0161\u00edch a l\u00e1kav\u00fdch nab\u00eddek. Spousta na\u0161ich ob\u010dan\u016f preferuje nab\u00eddky bank ohledn\u011b veden\u00ed \u00fa\u010dtu zdarma a bez zbyte\u010dn\u00fdch poplatk\u016f a tak dosp\u011bli k\u00a0tomu, \u017ee  ...","datePublished":"2025-02-26","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.harcov.cz\/author\/#Person","name":"harcov.cz\n","url":"https:\/\/www.harcov.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/64d58fab86512053c8bb518a6563e7284bb4a3422dc9af0106c3f39575364c7b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/64d58fab86512053c8bb518a6563e7284bb4a3422dc9af0106c3f39575364c7b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"harcov.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.harcov.cz\/wp-content\/uploads\/img_a318812_w2223_t1529658904.jpg","url":"https:\/\/www.harcov.cz\/wp-content\/uploads\/img_a318812_w2223_t1529658904.jpg","height":0,"width":0},"url":"https:\/\/www.harcov.cz\/jeden-nebo-dva\/","about":["Pen\u00edze"],"wordCount":412,"articleBody":"Jen mal\u00e9 procento obyvatel (statistiky uv\u00e1d\u00ed pouh\u00e1 t\u0159i procenta) nem\u00e1 veden\u00fd \u00fa\u010det u \u017e\u00e1dn\u00e9ho z\u00a0pen\u011b\u017en\u00edch \u00fastav\u016f v\u00a0\u010cesk\u00e9 republice. Jen m\u00e1lo klient\u016f z\u00a0n\u011bjak\u00e9ho d\u016fvodu zm\u011bnilo bankovn\u00ed \u00fastav zcela, v\u011bt\u0161ina vyu\u017eila jen n\u011bkter\u00e9 z\u00a0mnoha v\u00fdhodn\u011bj\u0161\u00edch a l\u00e1kav\u00fdch nab\u00eddek. Spousta na\u0161ich ob\u010dan\u016f preferuje nab\u00eddky bank ohledn\u011b veden\u00ed \u00fa\u010dtu zdarma a bez zbyte\u010dn\u00fdch poplatk\u016f a tak dosp\u011bli k\u00a0tomu, \u017ee sv\u00e9 na\u0161et\u0159en\u00e9 pen\u00edze nenechaj\u00ed jen na jednom \u00fa\u010dtu, ale rozd\u011bl\u00ed je na n\u011bkolik \u00fa\u010dtu veden\u00fdch u r\u016fzn\u00fdch pen\u011b\u017en\u00edch \u00fastav\u016f, t\u00edm tak\u00e9 dok\u00e1\u017e\u00ed efektivn\u011b vyu\u017e\u00edvat rozd\u00edln\u00fdch nab\u00eddek jednotliv\u00fdch bank. Sv\u00e9 pen\u011b\u017en\u00ed prost\u0159edky, a\u0165 individu\u00e1ln\u00ed nebo rodinn\u00e9, tak jednodu\u0161e podle sv\u00fdch pot\u0159eb rozd\u011bl\u00ed na nutn\u00e9 v\u00fddaje, jako jsou spl\u00e1tky a spo\u0159en\u00ed.Ovl\u00e1d\u00e1t jeden \u00fa\u010det prost\u0159ednictv\u00edm jednoho p\u0159\u00edstupov\u00e9ho hesla \u010di k\u00f3du, to se d\u00e1. Ale kdy\u017e jste majiteli n\u011bkolika \u00fa\u010dt\u016f, pak u\u017e je to p\u0159eci jen n\u00e1ro\u010dn\u011bj\u0161\u00ed na pam\u011b\u0165 a m\u00edt n\u011bkde po ruce zaznamenan\u00e1 hesla nen\u00ed zrovna ten nej\u0161\u0165astn\u011bj\u0161\u00ed n\u00e1pad.Ide\u00e1ln\u00edm \u0159e\u0161en\u00edm by byla jednotn\u00e1 a jednoduch\u00e1 aplikace, d\u00edky kter\u00e9 by se \u00fa\u010dty vz\u00e1jemn\u011b prol\u00ednaly, co\u017e by uv\u00edtala v\u011bt\u0161ina majitel\u016f. Po\u010d\u00e1tkem leto\u0161n\u00edho roku maj\u00ed banky na\u0159\u00edzeno poskytnout p\u0159\u00edstup dan\u00fdm bankovn\u00edm i nebankovn\u00edm sektor\u016fm, tedy dal\u0161\u00ed stran\u011b. T\u00edm se nab\u00edz\u00ed i mo\u017enost p\u0159\u00edstupu p\u0159es jeden \u00fa\u010det k\u00a0dal\u0161\u00edmu, veden\u00e9mu v\u00a0jin\u00e9 bance, co\u017e by v\u011bt\u0161ina klient\u016f uv\u00edtala. Najdou se ale i tac\u00ed, kte\u0159\u00ed z\u00a0toho maj\u00ed strach nebo nemaj\u00ed pot\u0159ebu tak \u010dast\u00e9ho p\u0159\u00edstupu k\u00a0\u00fa\u010dt\u016fm. V\u011bt\u0161ina klient\u016f bank si zakl\u00e1d\u00e1 na sv\u00e9 anonymit\u011b a nen\u00ed pro n\u011b p\u0159\u00edjemn\u00e9, \u017ee do jejich \u00fa\u010dtu by mohl krom\u011b nich a banky, ve kter\u00e9 \u00fa\u010det uzav\u0159eli, nahl\u00ed\u017eet i n\u011bkdo jin\u00fd.V\u00a0\u010cesk\u00e9 republice je ji\u017e banka, kter\u00e1 umo\u017en\u00ed d\u00edky dan\u00e9 aplikaci nahl\u00eddnout na stav \u00fa\u010dtu banky jin\u00e9 s\u00a0mo\u017enost\u00ed zad\u00e1v\u00e1n\u00ed p\u0159\u00edkaz\u016f k\u00a0platb\u011b a jin\u00fdch operac\u00ed. Dal\u0161\u00ed inovace v\u00a0tomto sm\u011bru n\u00e1s jist\u011b \u010dekaj\u00ed ji\u017e v\u00a0brzk\u00e9 budoucnosti.                                                                                                                                                                                                                                                                                                                                                                                        4\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jeden nebo dva","item":"https:\/\/www.harcov.cz\/jeden-nebo-dva\/#breadcrumbitem"}]}]